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Independent auditing

Banking Appraisals: the specific tool to build a HEALTHY relationship with any bank

Banking appraisal is the fundamental tool for the private individual or for the company that wants to check their real financial position.

PR Consulting carries out banking appraisals for a wide range of needs and clients.

Bank appraisal for individuals and for companies?

Ecometric or jurimetric expertise: a valuable tool available to individuals and companies

You may have heard of ecometrics, jurimetrics or anatocism expertise. They are all more or less synonymous to mean a professional banking report. The recipient of this service can be both the private individual and the company as well.

The objective is to examine the relationship between the bank and the debtor customer, looking for possible anomalies both at an accounting and contractual level. Therefore, thanks to bank appraisals, you can discover some irregularities you were not aware of, such as:

  • compound interest (anatocism)
  • application of non-agreed or undue rates or commissions (ultralegal interest)
  • bank usury (original or supervening)
  • violation ius variandi
  • overdraft fees
  • hidden costs

In general, the banking report is a comprehensive analysis of banking relationships with the aim of identifying charges that do not comply with the law.

Banking appraisal: what types of relationships can be appraised?

An complete banking defense tool

As mentioned, bank reports are valuable tools for both individuals and businesses. But what kind of reports can be submitted to a Bank Expert opinion? Here are some examples:

  • loan agreements
  • leasings
  • derivatives
  • entrusted accounts

To carry out an accurate banking appraisal aimed at satisfying the needs of the customer, knowing the legislation or relying on a software is not enough. You also need to have a highly technical and detailed skill set. And it is also essential to know how to modulate the appraisal on the basis of the specific situation of each client, whether private or business, on his objectives and on his business strategy.

Have you received a termination benefit? A return request? Have you been served with an injunction? Are you subject to executive procedures?

Call us! PR Consulting’s expert consultants in bank reports will support you in developing the best strategy in order to verify the irregularity of the relationships and reduce your debt, or even turn you into a a creditor, protect yourself or your business or avoid any repayment plan .

Call us! We will be happy to provide you with all the necessary information about bank appraisal service.

Let's tidy up together!

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